Wondering if banks are open or closed on Saturday, 26 July 2025? Check the latest on Bank Holiday Today in India, including regional closures and digital banking options, to plan your day hassle-free!
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Bank Holiday Today: 26 July 2025
- National Holiday: No national holiday on 26 July 2025 (Saturday).
- Saturday Rule: It’s the fourth Saturday, so banks across India are closed as per RBI guidelines.
- Regional Holiday: Sikkim banks are closed for Drukpa Tshe-zi, a Buddhist festival celebrating Buddha’s first preaching.
- Digital Banking: Online services like UPI, NEFT, IMPS, and ATMs remain operational.
Digital Banking Costs (Approximate)
- UPI Transactions: Free for most banks (e.g., SBI, HDFC).
- NEFT (Online): Free up to ₹1 lakh; ₹2–₹25 for higher amounts.
- IMPS: ₹2.5–₹15 per transaction, depending on the bank.
- ATM Withdrawals: Free for 3–5 transactions/month; ₹20–₹50 thereafter for non-home bank ATMs.
Why Are Banks Closed on 26 July 2025?
In India, the Reserve Bank of India (RBI) mandates that all banks—public, private, and cooperative—close on the second and fourth Saturdays of every month, along with Sundays. Since 26 July 2025 is the fourth Saturday, banks nationwide will be shut. In Sikkim, there’s an additional closure for Drukpa Tshe-zi, a regional festival. This three-day holiday in Sikkim (26–28 July) may affect banking plans, so check with your local branch if you’re in the state.
What Can You Do If Banks Are Closed?
No worries if bank branches are closed! Digital banking is a lifesaver. You can use mobile apps or net banking for transfers via UPI, NEFT, or IMPS. ATMs are open for cash withdrawals, but watch out for extra charges after free transaction limits. For urgent needs, plan ahead by visiting branches on working days like the first or third Saturday.
How to Stay Prepared for Bank Holiday Today?
Always check the RBI’s holiday calendar or your bank’s website for updates. State-specific holidays, like Kerala’s Onam or Assam’s Bihu, can also close banks, so confirm local schedules. Apps like SBI YONO or HDFC’s mobile app send holiday alerts, helping you plan better.
Disclaimer:
This article is for informational purposes only. Always verify bank holiday schedules with your bank or the RBI website. We are not responsible for any financial decisions made based on this content.
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